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Apple offers fix to avoid Swiss scrutiny over Apple Pay's interruption of rival payment app

Switzerland's competition agency has secured a promise from Apple that it will provide a solution to Apple Pay hijacking control of an iPhone during the use of a locally-made payment app, TWINT.

"Apple has committed to provide TWINT with the technical capability to suppress the automatic launch of Apple Pay during the payment process with the TWINT app," the agency, WEKO, said according to Reuters. As a result, the agency is calling off a preliminary probe.

TWINT lets users make retail payments by scanning a QR code, but ran into problems with the iPhone because by default, the device launches Apple Pay when it detects an NFC-enabled sales terminal. The app's developer lodged a complaint with WEKO, suggesting anti-competitive practices.

The agency didn't say what fix Apple is offering, but while the option for foreground apps to block Apple Pay has been available since 2015's iOS 9, developers must seek out Apple's permission. TWINT is a focal point in a battle between Apple and Swiss financial institutions, some of which are said to be boycotting Apple Pay (and other mobile payment platforms) to encourage TWINT's use. Apple's system is available in Switzerland, however.

WEKO is separately investigating whether Apple can legally prevent other payment services from tapping into an iPhone's NFC chip. That same issue was the subject of a long-running fight with banks in Australia, which ultimately resulted in them backing down and adopting support. In Switzerland, a complaint was brought by the Consumer Protection Foundation in 2016.



10 Comments

MplsP 9 Years · 4053 comments

Funny how a feature the rest of the world thinks is convenient is suddenly an antitrust issue. Maybe they add a slide switch in the wallet settings to turn it off?

2 Likes · 0 Dislikes
maciekskontakt 16 Years · 1168 comments

MplsP said:
Funny how a feature the rest of the world thinks is convenient is suddenly an antitrust issue. Maybe they add a slide switch in the wallet settings to turn it off?

You are no the "rest of the world". You shoud realize you are minority. Europe does not give damn about Apple. Start travelling. I am here but I am from Europe. Your judgement is from small yard and it does not scale to "the rest of the world". Start travelling and open eyes.

payeco 18 Years · 581 comments

MplsP said:
Funny how a feature the rest of the world thinks is convenient is suddenly an antitrust issue. Maybe they add a slide switch in the wallet settings to turn it off?
You are no the "rest of the world". You shoud realize you are minority. Europe does not give damn about Apple. Start travelling. I am here but I am from Europe. Your judgement is from small yard and it does not scale to "the rest of the world". Start travelling and open eyes.

I used Apple Pay all over Europe, including Switzerland. It was super convenient.

4 Likes · 0 Dislikes
larryjw 10 Years · 1036 comments

MplsP said:
Funny how a feature the rest of the world thinks is convenient is suddenly an antitrust issue. Maybe they add a slide switch in the wallet settings to turn it off?
You are no the "rest of the world". You shoud realize you are minority. Europe does not give damn about Apple. Start travelling. I am here but I am from Europe. Your judgement is from small yard and it does not scale to "the rest of the world". Start travelling and open eyes.

Funny. I spent two weeks in several Eastern European countries last year -- everyone accepted Apple Pay and accepted payment via Apple Watch. I'm talking not only retail stores but pa&ma bars, and storefronts. Eastern European is far ahead of the US in acceptance of Apple Pay and perhaps other NFC payment systems. 

Maybe your Europe is simply backward. 

7 Likes · 0 Dislikes
rob53 14 Years · 3322 comments

MplsP said:
Funny how a feature the rest of the world thinks is convenient is suddenly an antitrust issue. Maybe they add a slide switch in the wallet settings to turn it off?
You are no the "rest of the world". You shoud realize you are minority. Europe does not give damn about Apple. Start travelling. I am here but I am from Europe. Your judgement is from small yard and it does not scale to "the rest of the world". Start travelling and open eyes.

If Europe doesn't give a damn about Apple then 1) why are they constantly demanding additional taxes from Apple, and 2) why are you even worried about whether or not Apple wants to restrict the use of the only secure payment process on any mobile device? In my onion Apple has every right to restrict access to NFC payments because as we've seen, everything is Apple's fault and not the fault of the corrupt and ignorant developer wanting an app on the iPhone (QR code scanning and payments are not that secure).

2 Likes · 0 Dislikes